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Use your planned-out budget to prioritize when and how you shop, Lal suggests. “If you’re very particular about getting a certain item, you’re better off shopping early because you run the risk of not being able to locate it or find the item,” Lal says. “And the other stuff, you can shop late – if it’s binders or pencils or that sort of stuff that perhaps you’re happy with any generic kind. You can buy that at any time, perhaps when you see a great price and then perhaps at the end of the season, when retailers are trying to close out some of these supplies.”
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