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      Leonard
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      albuterol ipratropium bromide nebulizer Credit risk is ATB’s main risk. The bank’s impaired loans ratio is high (10.6% at end-2012), and further deterioration cannot be ruled out given the still fragile environment in Tunisia and ATB’s large stock of rescheduled loans. Single-name debtor concentration remains relatively high. Fitch deems ATB’s capital as only acceptable in this respect.

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